Best Countries for Fintech / Payments

23 countries scored for fintech / payments startups. Top score: 80 - Average: 64.

Payment processors, EMI/e-money institutions, neo-banks, and financial infrastructure. Licensing regimes gate what you can build.

Industry

Industry-weighted scoring:Tax 8%Funding 12%Visa 5%Residency 5%Tax Res. 8%Practical 7%Remote Work 3%Family 7%Ecosystem 10%License Types 15%Capital Requirements 10%Regulatory Sandbox 5%

Region

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Overall ScoreTax ScoreFunding ScoreVisa ScoreResidency ScoreTax Res. ScorePractical ScoreRemote Work ScoreFamily ScoreEcosystem Score

Showing 11 countries in Europe for Fintech / Payments, sorted by Overall Score

🇮🇪

Ireland

Europe
Remittance-Based
Overall Score
76
Tax
Funding
Visa
Residency
Tax Res.
Practical
Remote
Family
Ecosystem
Corp Tax: 12.5%
Income Tax: 40%
🇪🇪

Estonia

Europe
Worldwide
Overall Score
74
Tax
Funding
Visa
Residency
Tax Res.
Practical
Remote
Family
Ecosystem
Corp Tax: 20%
Income Tax: 20%
🇳🇱

Netherlands

Europe
Worldwide
Overall Score
74
Tax
Funding
Visa
Residency
Tax Res.
Practical
Remote
Family
Ecosystem
Corp Tax: 25.8%
Income Tax: 49.5%
🇵🇹

Portugal

Europe
Special Regime
Overall Score
72
Tax
Funding
Visa
Residency
Tax Res.
Practical
Remote
Family
Ecosystem
Corp Tax: 21%
Income Tax: 48%
🇬🇧

United Kingdom

Europe
Worldwide
Overall Score
72
Tax
Funding
Visa
Residency
Tax Res.
Practical
Remote
Family
Ecosystem
Corp Tax: 25%
Income Tax: 45%
🇨🇾

Cyprus

Europe
Worldwide
Overall Score
71
Tax
Funding
Visa
Residency
Tax Res.
Practical
Remote
Family
Ecosystem
Corp Tax: 12.5%
Income Tax: 35%
🇲🇹

Malta

Europe
Remittance-Based
Overall Score
67
Tax
Funding
Visa
Residency
Tax Res.
Practical
Remote
Family
Ecosystem
Corp Tax: 35%
Income Tax: 35%
🇪🇸

Spain

Europe
Worldwide
Overall Score
67
Tax
Funding
Visa
Residency
Tax Res.
Practical
Remote
Family
Ecosystem
Corp Tax: 25%
Income Tax: 47%
🇩🇪

Germany

Europe
Worldwide
Overall Score
64
Tax
Funding
Visa
Residency
Tax Res.
Practical
Remote
Family
Ecosystem
Corp Tax: 29.9%
Income Tax: 47.5%
🇬🇷

Greece

Europe
Worldwide
Overall Score
62
Tax
Funding
Visa
Residency
Tax Res.
Practical
Remote
Family
Ecosystem
Corp Tax: 22%
Income Tax: 44%
🇬🇪

Georgia

Europe
Special Regime
Overall Score
61
Tax
Funding
Visa
Residency
Tax Res.
Practical
Remote
Family
Ecosystem
Corp Tax: 15%
Income Tax: 20%
Score guide:
75
70+ Excellent
55
40-69 Moderate
25
<40 Poor