Best Countries for Fintech / Payments

25 countries scored for fintech / payments startups. Top score: 76 - Average: 62.

Payment processors, EMI/e-money institutions, neo-banks, and financial infrastructure. Licensing regimes gate what you can build.

Founder Stage

Industry

Industry-weighted scoring:Tax 8%Funding 12%Visa 5%Residency 5%Tax Res. 8%Practical 7%Remote Work 3%Family 7%Ecosystem 10%License Types 15%Capital Requirements 10%Regulatory Sandbox 5%

Region

All Europe Central America Southeast Asia Middle East South America North America

Sort by

Overall Score Tax Score Funding Score Visa Score Residency Score Tax Res. Score Practical Score Remote Work Score Family Score Ecosystem Score

Showing 13 countries in Europe for Fintech / Payments, sorted by Overall Score

Estonia

Income Tax: 20%

United Kingdom

Income Tax: 45%

Cyprus

Corp Tax: 12.5%

Income Tax: 35%

Portugal

Income Tax: 48%

Malta

Remittance-Based

Income Tax: 35%

Spain

Income Tax: 47%

Italy

Corp Tax: 27.9%

Income Tax: 43%

Germany

Corp Tax: 29.9%

Income Tax: 47.5%

Switzerland

Corp Tax: 14.9%

Income Tax: 40%

Greece

Income Tax: 44%

Netherlands

Corp Tax: 25.8%

Income Tax: 49.5%

Georgia

Income Tax: 20%

Ireland

Remittance-Based

Corp Tax: 12.5%

Income Tax: 40%

Score guide:

75

70+ Excellent

55

40-69 Moderate

25

<40 Poor